2. Information We Collect- There are areas on a Ezbadcreditcarloan site where you may be asked to enter both personal and non-personal information. We DO NOT sell or share any personal information about you to or with any person or organization except: as authorized by you, to participating Financial Institutions or other parties involved in your transaction, or as may be required by law or court order. Security. Ezbadcreditcarloan sites have security measures in place to protect the loss, misuse and alteration of the information under our control. Please visit our Security page for a detailed explanation.

Information we receive from you on loan. When you come to a Ezbadcreditcarloan site to complete a qualification form you'll need to provide personal and financial information such as your name, phone number, Social Security Number, e-mail address, income and other financial information depending upon your expressed loan preference. 

Supplementary information for your loan request. When you complete a loan request at a Ezbadcreditcarloan site, it may be necessary for us to supplement the information you provide with information from third party sources. 

Technical information we collect. In order for us to ensure that we are providing the best possible consumer experience on a Ezbadcreditcarloan Web site, we collect and track certain user information. 

Information from the "Contact Us" section of a Ezbadcreditcarloan Web site. You may contact Ezbadcreditcarloan through the "Contact Us" feature. Participation in this area is completely voluntary and it is your choice whether or not you wish to disclose your personal information to us. 

Information gathered from Lenders. The "Financial Institutions or Lenders" section of our Web sites contain information for Lenders who wish to join The Ezbadcreditcarloan Network.

3. How your information is used- We use the information you provide on your loan request to match you with a Financial Institutions. We may also send your information to other third parties relevant to your transaction. Lenders "Financial Institutions or Lenders" will also receive your credit history when they review your request. Ezbadcreditcarloan may also share certain aggregated data with our Lenders "Financial Institutions" and other third parties for general marketing and demographic purposes; however, this data DOES NOT include any of your personal identifying information.             
Sharing information with our participating Lenders/Financial Institutions". At your direction (when you click on the "Submit, Go, Send, Click Here" button), the information that you provide to us on the loan request will be sent through the Ezbadcreditcarloan system and presented to our participating Lenders "Lending Institutions" who offer the types of loan products you have identified, other parties relevant to your transaction. Lenders "Lending Institutions" will also receive your credit history when they review your request. As our Lenders "Lending Institutions" may keep and use your information whether or not you qualify for a loan with them or use their services, we recommend that you contact them directly for more information about their specific privacy policies.

Sharing information with third parties. We may also act as an agent for our participating Lenders "Lending Institutions", sharing information on their behalf and pursuant to their instructions with providers of services related to your transaction. In addition, Ezbadcreditcarloan may notify you about a special offer from partners, Lenders "Lending Institutions". We do not reveal your name, address or any other identifying information to that promotional partner unless you request us to do so. 

Sharing information with authorized agents. At your direction (when you click on the " Submit, Go, Send, Click Here " button), the information you provide to us on the loan request will be sent through the Ezbadcreditcarloan system and may be presented to our authorized Lenders "Lending Institutions". Our authorized Lenders "Lending Institutions" do not sell or share your personal information with any person or organization.

4. Altering Information You Submit Through a Ezbadcreditcarloan Web Site- Ezbadcreditcarloan puts you in control of your experience on our Web sites. You'll find our site easy to navigate to find all the information you need to complete your transaction. Changing your information. You may be able to review and change personal information in an active loan request that you completed through Ezbadcreditcarloan online. If you are unable to complete this online, you may contact our Customer Care Department for assistance @ 909-608-2004 between the hours of 9 a.m. to 5 p.m. PST Monday thru Friday. Deleting your information. Federal and state regulations require that we store completed loan and requests for various periods of time. In order to comply with these regulations, we cannot delete information from our databases. Request to stop receiving emails from us. Periodically, Ezbadcreditcarloan may send you emails to alert you to money saving tips or special offers. If you do not wish to receive any of these offers, please call us @ 909-608-2004 between the hours of 9 a.m. to 5 p.m. PST Monday thru Friday where you can be remove from our mailing list.

5. How Our Policy is Monitored- Ezbadcreditcarloan is proud to hold the TRUSTe seal. TRUSTe is an independent, non-profit initiative whose mission is to build users' trust and confidence in the Internet by promoting TRUSTe's principles of fair information practices. Because we want to demonstrate our commitment to respecting your privacy, we have agreed to disclose our information practices as stated above. In addition, Ezbadcreditcarloan has agreed to have our privacy practices reviewed for compliance by TRUSTe. If you have questions or concerns regarding this statement, you should first contact our Customer Care Department @ 909-608-2004 between the hours of 9 a.m. to 5 p.m. PST Monday thru Friday. If you do not receive acknowledgment of your inquiry or your inquiry has not been satisfactorily addressed, you should then contact TRUSTe. TRUSTe will then serve as a liaison with the Web site to resolve your concerns. If we make a change to our Privacy Policy in the future that will affect how we treat your information, we will notify you of the change. In that case, your ability to opt out of the new policy will be determined by applicable laws and we will include that information in our notification. If the change impacts how we use your information, we will notify you even if you have requested that we not contact you.

More Details

1. Who We Are- When you visit a Ezbadcreditcarloan Web site to request a loan, you will complete one simple loan or realty request. Based on the information you supply, Ezbadcreditcarloan will transmit your data, including your credit history, to participating lenders "Lending Institutions" who are best suited to meet your financial needs and complete your transaction. Ezbadcreditcarloan is a computerized loan originator and is licensed or exempt as a loan broker in most states. What is Ezbadcreditcarloan? Ezbadcreditcarloan, Inc. is a Texas operation bases in Houston, Texas. Ezbadcreditcarloan is a lead generator for a computerized loan originator. Ezbadcreditcarloan is not a lender, auto lessor or credit card issuer. Ezbadcreditcarloan does not make loans or credit decisions in connection with loans, nor does Ezbadcreditcarloan issue commitments or lock-in agreements. Ezbadcreditcarloan is not an agent of either you, the consumer/member, or any participating credit union, bank, lender or loan broker (we refer to all of these as " Lenders or Financial Institutions"). Ezbadcreditcarloan services are administrative and consultative only. You should rely on your own judgment in deciding which available loan product best suits your needs and financial means. You are under no obligation to use Ezbadcreditcarloan to commence the financing process and Ezbadcreditcarloan does not guarantee that completing a loan request will result in your receiving a loan from a Lenders or Financial Institutions. The loan request you submit is NOT an application for credit. Rather, it is a request for a loan pre-qualification. You may have to complete an application with Lenders or Financial Institutions before they will extend an unconditional loan offer. Lenders or Financial Institutions we select may require you to pay an application fee to cover the costs of an appraisal, credit report or other items. The Lenders or Financial Institutions will determine the amount of any such fees, and should provide information to you regarding the re fundability of any such fees if any. Ezbadcreditcarloan does not charge you the consumer, any fees for its services. Ezbadcreditcarloan receives its compensation from the Lenders and or Auto Dealers for the goods, facilities and services actually provided by Ezbadcreditcarloan . Ezbadcreditcarloan compensation varies by product, but will never exceed $750 per loan request. Federal Disclosure Your loan request will be forwarded to Lenders or Financial Institutions on the Ezbadcreditcarloan network, however, if the Lender is unable to make an offer, Ezbadcreditcarloan may submit your information to additional Lenders or Financial Institutions until such time as you have received a loan offer and these Lenders or Financial Institutions may make certain disclosures to you. These disclosures, which are required by the Truth in Lending Act (TILA), and certain other federal and state laws, include details of your cost of credit. The Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract), because all or part of the applicant's income derives from any public assistance program, or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The federal agency that administers compliance with this law is the Federal Trade Commission, Equal Credit Opportunity.